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Bank 3.0; banks are the IT companies of the future

If you are in the IT business industry, you must read the book Bank 3.0: Why Banking Is No Longer Somewhere You Go But Something You Do by  Brett King.  The author has a great perspective on the future of banking and how technology is the key differentiation for the new banks.

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Below are a few points from his book:

We came from check book to debit card, from debit card to mobile phone… the opportunity is to do something drastically different.

The inercia problem: We do this way because we have been doing like this for the past X years.

Banks will be the IT companies of the future.

Banks will have to have a high end technology competency.

People will primary select a bank based on their technology competency layer.

If you don’t have a strong technology company, you are screwed!

Paulo Caroli

Paulo Caroli is the author of the best-selling book “Lean Inception: How to Align People and Build the Right Product” (the first on a series of books on business agility). He's also the creator of FunRetrospectives.com , a site and book about retrospectives, futurospectives and team building activities. Caroli writes on this blog frequently. Receive the next post in your email. Sign up here.
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