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Bank 3.0; banks are the IT companies of the future

Paulo Caroli

7 Aug 2014 | Product Management

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If you are in the IT business industry, you must read the book Bank 3.0: Why Banking Is No Longer Somewhere You Go But Something You Do by  Brett King.  The author has a great perspective on the future of banking and how technology is the key differentiation for the new banks.

bank30

Below are a few points from his book:

We came from check book to debit card, from debit card to mobile phone… the opportunity is to do something drastically different.

The inercia problem: We do this way because we have been doing like this for the past X years.

Banks will be the IT companies of the future.

Banks will have to have a high end technology competency.

People will primary select a bank based on their technology competency layer.

If you don’t have a strong technology company, you are screwed!

Paulo Caroli

Paulo Caroli is an author, speaker, and consultant specializing in agile transformations, Lean Inception, and OKRs. With over 30 years of experience—including nearly a decade in Silicon Valley and 18 years at ThoughtWorks—he has helped organizations transition from project to product and from strategy to execution. Creator of the Lean Inception methodology and author of bestselling books like Lean Inception and Team OKR, Paulo is dedicated to empowering teams to align, validate, and deliver real business value.
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